SGB’s speciality!! A wide range of residential mortgage programs allow you to make that dream home a reality with creative mortgage financing. Whether conventional financing or programs offering higher loan to values like secondary market loans, SGB is here to help. Call for an application and current rates.

Fixed-rate mortgages give you the security of a level payment amount that never changes. We offer a full range of loan options with a variety of terms.

SGB will help you build the home of your dreams.

With a construction loan from SGB you can build your own home and we will then aid you in securing the permanent financing that fits your budget.

Let SGB unlock the equity available in your home and give you an available line of credit that’s yours to use as you please, when you please.

South Georgia Bank is ready to help you with all your consumer needs. Competitive rate loans with payback plans to fit your budget make SGB a leader in lending.