Certificates of Deposit and IRAs

South Georgia Bank offers a variety of certificates of deposit terms and rates to maximize the return on your investment. All deposits are federally insured up to $100,000.00 by the FDIC.

Your CD can automatically renew and you will have a grace period of 10 calendar days after the maturity date to withdraw funds without penalty.

SGB IRAs helps you plan for your leisure years while savings tax dollars, including tax deferrals on interest earnings until withdrawal. SGB offers a wide range of maturities and yields to meet your financing objectives. Consult with your tax advisor about deductibility of contributions and other tax benefits.