A fast and easy way to get cash, 24-hours a day. Your ATM card can also be used at point of sale terminals to be deducted directly from your account.

Telephone Banking

Use South Georgia Bank’s TELEPHONE BANKING to access your account 24 hours a day. Your account information is as close as the nearest telephone. Dial (912) 654-2265,  (912) 739-2265,  (912) 557-3372, (912) 408-2265, or toll free 866-540-1842 to find out account balances, checking information, to transfer funds or to have a copy of your statement FAXed to you.

Preferred Checking Account

A full-service account which allows you to avoid a monthly service charge, with a minimum $100 balance and unlimited checking transactions. Low cost personalized standard checks are available.
Unlimited use of SGB ATMs.
($100 minimum to establish an account)

Prestige Checking Account

For those customers who need an account that allows more activity. The monthly service charge is set at $6.00. If you have over 75 transactions, a charge of $.30 per debit will be assessed for each additional transaction. Personalized standard checks are free and there is no charge for cashiers checks. ($100 minimum to establish an account) No minimum balance to maintain.
Senior Prestige Checking Account

For our customers age 55 and over. No service charge. Free personalized standard checks and no charge for cashiers checks. ($100 minimum to establish an account) No minimum balance to maintain.
Now - Personal Account

For the customer who wants to earn interest. Interest paid on ledger balance. Interest rates are based on tiered balances with higher rates paid to higher balances. If the account balance falls below $1,500.00 some service charge will apply based on monthly minimum balance. Contact bank for more information. ($100 minimum to establish an account)  This account is only available for consumer customers.

MMDA - Personal Account

For someone wanting to earn higher rates of interest for higher balance accounts. No base service charge for minimum balance of $1,000.00. Money Market regulations apply. 3 items free, thereafter $5.00 per item. Interest rates based on tiered balances. ($100 minimum to establish an account)

Regular Savings Account

Interest paid quarterly with a quarterly statement. 3 free withdrawals per quarter; each additional is $3.00. Service charge applies if balance falls below $100.00. (100.00 Minimum to establish account)  Monthly statements for accounts with activity.
"SGB Kids" Club Account

Savings accounts for our kids age 13 and under. No minimum balance. No service charge. 3 free withdrawals per quarter; each additional is $5.00. Deposits earn special gifts.  Interest paid quarterly with quarterly statement.
Certificates of Deposit and IRAs

South Georgia Bank offers a variety of certificates of deposit terms and interest rates to maximize the return on your investment. All deposits are federally insured up to $250,000.00 by the FDIC.

Your CD can automatically renew and you will have a grace period of 10 calendar days after the maturity date to withdraw funds without penalty.

SGB IRAs helps you plan for your leisure years while savings tax dollars, including tax deferrals on interest earnings until withdrawal. SGB offers a wide range of maturities and yields to meet your financing objectives. Consult with your tax advisor about deductibility of contributions and other tax benefits.

Mobile Banking

With South Georgia Bank’s Mobiliti banking you can access your accounts remotely with your Cell phone or other mobile access device.  South Georgia Bank’s Mobiliti Banking is easy to set up.

Is it Safe?

The answer to that question is yes. South Georgia Bank maintains a high level of protection on all the products it offers and Mobile Bank is no exception.

Apply today

Stop by any of our convenient location in Glennville, Claxton, Reidsville, or Hinesville and set up your Mobiliti banking. If you have online banking you can download the app yourself.  Search for “Touch Banking” under the apps store.

Ask any of our account representatives for additional information

How may we help you today?
We're here to serve you. Please feel free to contact any of our convenient locations with questions or comments.

Glennville Office: (912) 654-1051
Claxton Office: (912) 739-0400
Reidsville Office: (912) 557-1051
Hinesville Office: (912) 408-1051

For a lost or stolen Debit Card, please call 800-554-8969.